SMART goals

  • New car

    1. Reduce car payment
    2. Put a down payment of $3,000
    3. Down payment of $3,000 and an extra $300 a month
    4. Having a car is more important than spending money on name brand clothes
    5. Put a down a down payment of $3,000 and and extra $300 a month
  • New house

    1. Save so much money per month
    2. Save $700 a month
    3. Down payment of $6,000 then save $700 a month
    4. Saving for a house is more important than going out and doing things with friends
    5. Have a down payment of $6,000 then save $700 per month